Your journey to financial freedom starts here
Ready to stop guessing and start building real financial freedom?
The Money Smart Financial Literacy Program will help you make it a reality. This immersive experience is built to meet you where you are and take you where you’re meant to go.
Program Topics & Takeaways
This course equips students with essential financial skills and the confidence to thrive beyond graduation no matter their path. Through engaging modules on goal setting, saving, investing, credit, careers, and more, students build a solid foundation for lifelong financial success.
Stop letting fear, self-doubt, and old stories be the reason you stay exactly where you are. The mindset track rewires how you think — so the version of you that keeps saying 'I'll start Monday' finally stops running the show.
Most people aren't bad with money. They just never learned how it actually works. The money track gives you the financial education your school never did — budgeting, debt elimination, wealth-building — in language that finally makes sense.
Discover how taxes work, why they matter, and simple ways to keep more of what you earn.
The people in your circle either push you forward or pull you back. The VTU community is full of people doing the real work — which means when you're in it, so is everyone around you.
Explore smart, debt-free strategies to fund your college journey and future success.
Learn to evaluate benefits, perks, and growth opportunities not just paycheck numbers.
Understand your pay, plan your spending, and make every paycheck truly work for you.
Identify exciting career paths that align with your goals, skills, and passions.
Build habits, strategies, and mindset shifts to own your money and your success.
Set powerful, achievable goals to turn your dreams into daily actions and success.
Review your income and spending patterns to make smarter money decisions.
Learn to organize income, spending, and savings with a realistic budget plan.
Discover how credit works and how to build strong, lasting financial credibility.
Learn to budget, finance, and purchase your first car smartly and confidently.
How It Works
Our curriculum Is designed to help students and adults build lasting financial confidence, one smart decision at a time.
Length
Between 12-22 Modules
Duration
Four (4) Months
Class Size
30 - 50 participants per class
Structure
Warm-Up, Guided Exploration, Group & Independent Exploration, Wrap-Up
Format
Join live classes on-site or virtually—flexible and accessible for all learners.
Model
Expert-led sessions with built-in assessments to track growth and understanding.
Who is This Program designed for?
Whether you’re a teen just starting to explore money management or an adult navigating major life decisions, Money Smart provides age-appropriate lessons and real-world guidance to help you take charge of your finances with clarity and confidence.
High School & Teenagers: This standards-aligned, cross-curricular program is designed to promote personal financial education in grades 9 through 12 students and young adults aged 18 to 20. You can use Money Smart to add engaging and enriching activities to financial literacy and economics instruction. Extension activities support English Language Arts, Math, Social Studies and Economics, and Technology, while also helping your students build the foundation to become financially responsible adults.
- Lesson 1: Career Option
- Lesson 2: Financial Planning
- Lesson 3: Spending and Budgeting
- Lesson 4: The Importance of Saving
- Lesson 5: Choosing a Banking Partner
- Lesson 6: Managing Your Paycheck
- Lesson 7: Credit
- Lesson 8: Credit Cards
- Lesson 9: Financial Ratios
- Lesson 10: Automobile Purchase
- Lesson 11: Risk Management and Insurance
- Lesson 12: Financing College
- Lesson 13: Understanding the Economy
- Lesson 14: Financial Markets and Investing
- Lesson 15: Retirement Planning
- Lesson 16: Homeownership and Renting
- Lesson 17: Charitable Giving
- Lesson 18: Estate Planning
- Lesson 19: Financial Resources
- Lesson 20: Consumer Protection
- Lesson 21: Entrepreneurship 1: Starting a Business
- Lesson 22: Entrepreneurship 2: Maintaining a Business
College & Adults: This program is flexible enough to provide relevant financial education to a wide range of people and in a variety of life stages and financial situations. That includes adults with disabilities, adults starting or changing careers, and adults going through significant life events, such as expanding their families or purchasing their first homes. The Money Smart for College & Adults curriculum provides adults with practical knowledge, skills-building opportunities, and resources they can use to manage their finances with confidence.
- Lesson 1: Your Money Values and Influences
- Lesson 2: You Can Bank On It
- Lesson 3: Your Income and Expenses
- Lesson 4: Your Spending and Saving Plan
- Lesson 5: Your Savings
- Lesson 6: Credit Reports and Scores
- Lesson 7: Borrowing Basics
- Lesson 8: Managing Debt
- Lesson 9: Using Credit Cards
- Lesson 10: Building Your Financial Future
- Lesson 11: Protecting Your Identity and Other Assets
- Lesson 12: Making Housing Decisions
- Lesson 13: Buying a Home
- Lesson 14: Disasters Financial Preparation and Recovery
What’s included in the program
Vibe Tribe University’s complete 12–22 lesson curriculum includes:
4 Live Group Coaching Sessions
Structured, real-time support to help you budget smarter, save faster, and grow your money with intention.
1-on-1 Financial Strategy Call
A private session with a certified coach to map out your personal financial game plan based on your lifestyle and goals.
45-Day Access to Online Portal
On-demand video lessons, exercises, and downloads—learn at your pace, on your time.
Budgeting Tools + Credit Builder Plans
A private session with a certified coach to map out your personal financial game plan based on your lifestyle and goals.
Signature Curriculum Access
Smart budgeting and debt payoff strategies, Credit-building secrets, Investing for beginners, Retirement planning, Real estate, entrepreneurship & more
Certificate of Completion + Bonus Merch
Earn your digital badge and show off your progress with Vibe Tribe exclusive gear and a signed certificate from VTU Founder and Mindset Coach Kenny Brown.
This program is perfect for you if
- You’ve tried budgeting apps, but still feel stuck
- You want to buy a home or start a business, but don’t know where to begin
- You’re tired of just surviving and want to start building wealth
- You need a clear system, not more generic financial advice
- You want coaching and community, not just another course
Master Budgeting, Crush Debt, Invest Smart, Build Wealth Mindset
Ready to unlock these power moves and take control of your financial future? Join the Money Smart Program and start building the life and wealth you deserve.
Don’t Take Our Word for It.
Here’s What Happened When Real People Stopped Avoiding Their Finances.
In His Words
We don’t do fluff. We do financial facts with real strategy. Whether you make $30K or $130K, we’ll show you how to move smart, invest wisely, and stop playing small.
— Kenny B, Mindset Coach & CPA
MEET YOUR INSTUCTORS
Learn from industry experts dedicated to helping you build real-world skills, confidence, and lasting success.
Helen Hailemariam
KENNY B
Founder | Lead SEL Instructor | CPA & Financial Strategist
Kenny B is a CPA, speaker, and founder of Vibe Tribe University, empowering students with financial skills, mindset growth, and purpose driven success.
Jameeka Banks
Master Your Money. Shift your mindset. live your mission.
Ready to Level Up? This is Your First Move.
The Checkmate Playbook is more than a free guide it’s your strategic blueprint to mastering your money, mindset, and mission. Created by Mindset Coach and Financial Expert Kenny Brown, this downloadable eBook gives you the truth and tools most people were never taught but always needed.
Whether you’re 18 or 58, this is your wake-up call to stop reacting and start making power moves.
This isn't a sales call.
It’s a free 20-minute conversation with a VTU coach to look at where you are right now, identify the one thing that’s keeping you stuck, and figure out together whether Money Smart is the right next step for you.
No pressure. No pitch. You’ll walk away with clarity — whether you enroll or not.
You've Done the Reading.
Now It's Time to Do the Work.
Don’t just read about change be the change. Start with the Checkmate Playbook. Then take the leap with the full program and create a financial legacy you’re proud of.
what are Adults saying?
Real feedback from Program Participants and Facilitators. Hear how the Money Smart Program has helped them shift their students’ mindset, take control of their finances, and level up their lives.
Frequently Asked Questions
General Questions:
What is Vibe Tribe University?
Vibe Tribe University is a dynamic personal development and business education platform designed to help individuals elevate spiritually, emotionally, and financially. We provide programs, coaching, and community experiences rooted in transformation, alignment, and action.
Is everything online or in person?
Vibe Tribe University is primarily an online platform, offering easy access to our programs and coaching from anywhere in the world. However, we are also deeply committed to community engagement and impact. As part of our mission, we frequently conduct in-person school visits, speaking engagements, and workshops to empower students and young adults with knowledge on mindset, entrepreneurship, mental wellness, and personal development. Stay connected with us on social media or join our email list to learn more about upcoming events, tours, and opportunities to bring Vibe Tribe to your school or organization.
Who is Vibe Tribe University for?
Our programs are for aspiring entrepreneurs, creatives, coaches, and individuals looking to master their mindset, build purpose-driven brands, or develop new streams of income. Whether you’re just starting or scaling, Vibe Tribe University meets you where you are.
Programs & Enrollment:
How do I enroll in a course or program?
Simply visit the Programs section of our website, choose the course you’re interested in, and follow the enrollment steps. Once registered, you’ll receive a confirmation email and access instructions.
Are there any prerequisites to join?
Most of our programs are beginner-friendly and do not require any prior experience. However, some advanced coaching containers or certifications may have prerequisites, which will be clearly listed on the course description page.
How long will I have access to the programs?
Access time depends on the course. Many offer lifetime access, while others may have time-bound availability (e.g., 3–6 months). Details will always be provided before you enroll.
Are programs self-paced or live?
Many of our programs are self-paced with pre-recorded modules, allowing you to work on your own schedule. Some include live group calls, coaching sessions, or live Q&A support.
Payment & Policies:
What payment methods do you accept?
We accept all major credit/debit cards, ACH payments and secure payments through our POS system. Some programs may offer installment payment options at checkout.
Do you offer refunds?
We do not offer refunds. However, we allow exchanges within 30 days of your purchase if your product or item is returned in unused and good condition. Please refer to our Refunds & Exchange Policy for full details.
Can I change or switch a program after enrolling?
Exchanges may be considered on a case-by-case basis within 30 days of purchase. Please contact us at [email protected] for support.
Account & Technical Support:
I can’t log into my course. What should I do?
Contact [email protected] for login assistance or troubleshooting.
Can I access programs on mobile?
Yes! Our platform is mobile-friendly and can be accessed from any device with an internet connection.
How do I update my email address or password?
Log into your account and navigate to your profile settings to update your contact details. If you have trouble, just contact us for help.
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Thank you for your interest! Please complete the form to speak with an advisor and learn more about this program. A member of our team will be in touch with you within 24 hours. We look forward to connecting and helping you elevate your money and mindset!
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